2026 Prices
Gusto Cost Calculator
Enter your team details below to see your estimated monthly cost on Simple, Plus, and Premium side-by-side. Includes contractor fees, next-day deposit, and optional add-ons.
150100
01530
1510
Add-ons
Simple
$121/mo
$1,452/yr
Base: $49
10 employees: $60
2 contractors: $12
Plus
$200/mo
$2,400/yr
Base: $80
10 employees: $120
2 contractors: Free
Next-day deposit: Included
Premium
$400/mo
$4,800/yr
Base: $180
10 employees: $220
2 contractors: Free
Next-day deposit: Included
Simple saves you $79/mo vs Plus on base plan costs.
How the calculator works
- Simple = $49/mo base + $6 x employees + $6 x contractors (Simple plan)
- Plus = $80/mo base + $12 x employees (contractors free)
- Premium = $180/mo base + $22 x employees (contractors free)
- Next-day deposit on Simple = $15/mo + $3 x employees (free on Plus/Premium)
- 401(k) = $49/mo + $8 x employees (optional, all plans)
- State registration = $200 one-time per state (not included in monthly totals above)